How Suze Orman and SKDKnickerbocker SCAMMED
the United States Army


And BRIBED an Army Under Secretary to do it

 

A Citizen Journalism Work for the Public Good

 

This is a timely example of the swamp that needs to be drained,
for the good of our country and our world.



It’s incredulous that the United States Army would allow itself to be conned by a two-bit criminal who has already been exposed.

What kind of military intelligence is that?

The same dirty strategists and disaster cover-up experts who have corrupted the DNC and our 2016 U.S. elections, who on January 9, 2017 were declared the third most powerful player in Washington politics ahead of Reince Priebus and Kellyanne Conway on Politico's "2017 Playbook Power List” -- that same group of way too powerful political lobbyists and media brokers, Hilary Rosen and SKDKnickerbocker, have now used their compliant and well-paid client, Army Under Secretary Patrick Murphy, whose political career SKDK has been pushing and funding for years, to scam and plunder our entire Armed Forces in a ploy that could be expected to pour tens of millions of dollars into Orman's and SKDKnickerbocker's massive coffers directly from the pockets of our military members.

You can see many of SKDK's and Orman's previous scams in our documentary film: "SCAMMED! An Expose About Much More than Just Suze Orman," which is available to watch on YouTubé. The film shows, in abundant living color, Orman spouting scams throughout the media landscape that stole millions of dollars directly from the pockets of poor and middle class United States citizens right in the middle of the same recession they contributed significantly to creating, with blatant frauds that would have landed anyone not protected by SKDK in prison many times over.

Here is the Department of Defense’s own press release filled with misleading information about the Pentagon's deceptive and troubling new deal, brokered by political powerhouse schemers Hilary Rosen and SKDK, who have pushed and protected Orman's scams for far too many years. Rosen and SKDK were also the strategists behind the political campaigns of the Army Under Secretary behind this shameful ploy, to which SKDK also gave, at minimum, thousands of dollars in donations.



Orman and SKDK stand to take in tens of millions of dollars
from the pockets of our military members with this scam

 

The Army held a big live broadcast announcement ceremony at the Pentagon on January 4th, parading the fact that Suze Orman was now going to be the financial advisor to all soldiers, and soon for all the armed forces.

The reality behind these big  headlines is that Orman is letting the Army use for free the same mediocre online video infomercial “course” she’s already been giving away for free all over the place for nearly a year and a half. The course involves watching seven videos that are ultimately intended to make viewers buy her expensive products and feel that they must have what she not so subtly calls the "Must Have Documents" as a $90 download that could have easily been given as part of the package, although it also had serious issues regarding every military member having to upload their most private personal and financial information to the server of a retired scammer who is just trying to squeeze in one more big money grab from her private island in the Bahamas that she'll return to after posing for some selfies, making a statement at the Pentagon and perhaps eventually reading some information from a teleprompter for a video about the new retirement system, into which Orman will surely inject some more personally motivated pitches, as Orman does.

For this overly applauded and widely publicized bit of effort, Orman could gobble up close to one hundred million dollars from the pockets of our 1.4 million military personnel, while spraying them with the disempowering messages behind most of her "financial advice."



This is a bad deal and a terrible mistake.

Our soldiers and other military personnel are the victims of this scam that could and should be stopped right now.

 

2014: Army Under Secretary Patrick Murphy receives a generous donation from Suze Orman's political lobbyist protectors, who are also his publicists and political lobbyists:

Here you see Orman's scam pushers, SKDK, giving thousands of dollars to Under Secretary Murphy in one year, just before conning him into using the United States Army to keep their favorite scammer from proper prosecution for her financial crimes:



2015 - the SCAM begins:


January 3, 2016:

 

Again, this big announcement at the Pentagon was that Orman is going to let military personnel take her 7-part "course" -- the same infomercial course she's been trying to give away for free all over the place for nearly a year and a half. Then, after using the Army to generate some "fake news" headlines, it will be back to retirement on her private island in the Bahamas that she bought with all the millions from her previous scams and financial frauds, many of which you can see in living color in our documentary film.

Here, I will share video of the big announcement at the Pentagon, with SKDKnickerbocker client Patrick Murphy pushing SKDKnickerbocker client Suze Orman onto the entire military. If you've seen our film, you will see a taste of the same bizarre deceptions, shenanigans and questionable behaviors that she used to pump and dump gold, sell her debit card, and push other scams. Remember, this is an official announcement that is going to affect the lives of most of our military personnel. This is the person our soldiers are going to feel obliged to trust and respect by their commanding officers.

In the announcement, you'll see Orman giving misinformation, blatantly lying, bragging about her looks, saying she hopes for a bunch of things that she has no intention of doing, accusing the current military financial experts as being useless (even though they have surely taken at minimum a single finance-related college course, which "financial actress" Orman never has), and revealing her deceptive nature to anyone with eyes to see and ears to hear.



The "free online course" Orman is giving to soldiers (and has previously given for free to everyone else) was produced by Hay House with the intention of selling more products, in the context of also giving some useful financial information that can easily be found without the hidden motives. It is an infomercial course consisting of 7 video topics that Orman first started giving away on the Today Show in September 2015, with her usual shenanigans of fake deadlines, email harvesting, deceptive messages.

In fact, Orman claimed in the Pentagon announcement that her online course had 300,000 "students," but those are mostly Today Show viewers she conned into signing up for free by pushing fake deadlines that kept getting extended and then re-announced in other outlets. Most of these "students" probably didn't watch many or any of the seven videos, and probably not more than a handful paid a penny for this course.

For Orman to say that most had paid for the course was just one lie, among others, that Suze Orman spoke with what she called "Suze Speak" during the Pentagon's disappointing announcement broadcast.

After seeing our film and online multimedia presentation, you'll realize how ridiculous it is for Orman to accuse any other financial advisor of being a predator.

Watch our documentary film to see a whole lot more Suze Speak.

 

Read more about Orman's "Free Course" scam here: Beware of Suze Orman's "Free" Course

See evidence of Orman's history of fake "sweepstakes" here

 

 

Click here to watch Hoda and Kathie Lee helping obvious con artist Orman pitch the same free "course" in September 2015

 

As a citizen who loves this country and our world, I feel obliged to do whatever I can to save the United States Armed forces from the corruption and BAD energy of Suze Orman and her crooked cabal that CNN anchor Chris Cuomo called "The Orman Cabal," although it is probably more rightly called, "The Hilary Rosen/SKDK Cabal." That same political lobbyist, manipulator of media, and bestower of public influence had given Under Secretary Patrick Murphy at minimum thousands of dollars before he made the terrible decision to push criminal con artist Suze Orman into such an important position of influence. Knowing Orman's previous shady deals, one must wonder if Under Secretary Murphy has been promised some percentage of the possible $100 million Orman could plunder from military personnel who watch her "free course" infomercials and buy the document kit they are intended to sell.

 


Here are some initial points our military personnel should know before following their commander's request or command to trust, watch, and “make sociopathic Suze Orman their financial advisor.”

  • Orman’s “free course” is an infomercial tool made by the seller of her products to sell her products. Orman has been trying to give the same "free course" away all over the place for nearly a year and a half as a vehicle to sell her “must have documents” download that she'll be pitching and selling to soldiers at $90, nearly twice what a bigger kit with CDs, a protective case, books and more has previously cost on QVC.

  • Military personnel who watch Orman's "free course" infomercial will immediately start receiving emails with her sales pitches for the exact "must have" documents she says they must have, without giving any alternative sources for the documents except hers. Orman stands to make up to one hundred million dollars from the pockets of military service members with this scam!

  • Orman is not going to be traveling to bases around the world. She has retired with her partner in crime to a private island in the Bahamas that they purchased with money from a long string of scams that would have landed anyone else in prison many times over. Orman saying that she "hopes to" or "hopes God wil have her" travel to all the bases around the world and write books for each base is just the usual Suze Orman lies just like the ones shown in our documentary film about her prepaid debit card scam, which she said she hoped to take some fees away from while stealing massive amounts of improper fees and losing card users' accounts left and right, requiring them to make unending calls to the card's customer servic -- at two dollars a call!

  • Along with exposing our entire military to feeling obliged to watch a narcissistic sociopath con artist criminal with bad, exploitative energy reading off teleprompters, Orman is known for manipulating those who come to her for advice using bullying, shaming, disempowerment, and fear mongering, as shown quite clearly in our documentary film. This bad deal is like exposing our armed forces to a mental and emotional virus that is guaranteed to lower their self-esteem and make them obsess about their lack of money, while doing little more for most service members' finances than to take money from their pockets in the process.

  • Orman has already been exposed as a scammer and financial fraudster, time and time again. After the first edition of our documentary film was published in early 2015, Orman was finally let go from CNBC, QVC, O Magazine, and other media outlets. This was around the same time Orman's strategists started working on this Army scam with Under Secretary Murphy -- and just before the ammendment was written into the 2016 Defense Authorization Act, requiring the military to give the troops more financial advice. But instead of using the military's own finance experts who have actually had some education in the topic beyond Google and behind-the-scenes experts, the Pentagon, the Department of Defense, decided to push this scammer on our troops:



  • Under Secretary Patrick Murphy has been a client of Orman’s political lobbyist scammers, SKDK, who are probably the most powerful lobbyists and media distorters around. SKDK and Rosen are Orman's co-conspirators, and were the political lobbyist strategists for Murphy's various political runs for congress and Pennsylvania Attorney General. Based on many examples, it appears that Orman's lobbyists, Hilary Rosen and SKDK, often require their other clients to push Orman's scams as almost a "frat hazing" kind of way to prove their willingness to be complicit with SKDK schemes that have caused serious damage to our country and citizens. In our film, you will see many examples of this game of getting "respectable" people to push and protect con artist Suze Orman, including Senator Elizabeth Warren, who you can see buddying it up with Orman here.

 

Orman's main protectors and pushers, Hilary Rosen and SKDK, who also represent Under Secretary Murphy, have also been a main master of the deception and dirty tricks that we saw glimpses of in the DNC emails, as a main advisor for disgraced DNC heads Debbie Wasserman-Schultz and Donna Brazile. This cabal is corrupting our politics, our economy, our media, and our world. That's something our armed forces should be fighting against, not pushing on it's troops!

SKDK has also become the industry expert of fake news (See many examples in our SCAMMED documentary). While using all their fake news and online trolling resources to strategize against Hillary Clinton’s opponents with their disgraced DNC surrogates, Debbie Wasserman Shultz and Donna Brazile, SKDK coined and publicized the term “fake news” to cover up and distract from the not fake DNC emails that showed just a tip of the iceberg of their improper and likely illegal actions, getting SKDK's “friends” in high places to push all their distracting headlines. SKDK and Hilary Rosen were paid millions to make the public forget about the BP oil spil, were hired to lobby for the Keystone XL pipeline, helped move corporations offshore to avoid paying taxes, lobbied for the most predatory for-profit colleges, and covered up years of Suze Orman's scams, shams, and shenanigans.

Note that when it came time for Orman to repay the DNC for pushing her scams and protecting her from proper prosecution for her financial fraud crimes, she SCAMMED THE DNC!

 

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And speaking of the document kit Orman is planning to sell to military personnel for a fortune, here is a message we recently received from the person who created it:



Putting Suze Orman in any position of trust for our soldiers would bring God knows what kind of damage to our country's safety, including Orman's ever present enjoyment of disempowering people who have asked for her advice, something our military personnel do not need!

Our film and online multimedia book show Suze Orman giving all kinds of bad and tainted advice that moved money out of the pockets of her victims and into hers and the banks, corporations, and billionaires who have given her enough money for Orman to brag in our film (while speaking to a classroom of at-risk youth) that estimates of her fortune at fifty million dollars are way short.

 

 

 

Another article of interest:

 

 

From the article:


 


 

Orman's "free course" is nothing but an infomercial to sell her document kit!

The big "free course" the Department of Defense is touting, pretty much the only thing Orman is offering in exchange for these big laudatory headlines that she and her political lobbyist protectors hope will keep Orman from prosecution for her previous financial fraud crimes, is nothing more than an INFOMERCIAL to sell her document kits. Can you imagine that our armed forces are so easily bribed or fooled to ask the 1.4 million people in the service to watch the bad energy commercials of a financial advisor who never took a single finance related college course, and whose main tactic is to DISEMPOWER those who come to her for advice? With one fell swoop, Under Secretary Murphy and the Pentagon are subjecting our armed forces to a disaster from all sides.

The purpose of this "free course," and the reason Orman has been begging people to sign up for free for nearly a year and a half, is to harvest course participants' email addresses for Orman's very frequent sales pitches of the same documents she tells people they will need in the video course infomercials. Orman's document kit has sold in various venues for $54 - $72, although for our financially strapped service men and women, the same documents on Orman's website are $90. Yes, Suze Orman is hoping to bring in perhaps one hundred million dollars from military pockets, and get all this free positive "fake news" publicity in exchange. She scammed the United States Army, even though many from Army headquarters saw our warnings, webpages, and film before announcing this deal with a real-life devil.

Anyone who signs up for Orman's "free course" will receive up to eight emails a month with unending pitches to buy the exact documents Orman tells people they'll need in the infomercial course, with no information on how to get what she says they "must have" anywhere else but from her.

Here is one example from an email received after signing up. It shows how Orman pivots from the infomercial course to their need for the product she endlessly pitches. Click here to see the video commercial Orman is telling course participants (and soon our soldiers) to watch, which is a sales pitch for her "must have document" kit.



Here is the kit Orman is expecting military personnel to buy after they see her "free course" infomercial. Orman must be drooling with con artist glee at having tricked the 1.4 million people serving in the military into watching her infomercials so they can receive her barrages of email solicitations and pour millions more dollars into her endless pit of greed. This product is nearly twice the price of a kit she used to sell with CDs, books, and a protective case, even though it is nothing but a software download that Orman could easily have given away to our military personnel if she was actually interested in serving our country instead of using soldiers as captive audiences for her predatory schemes.


 

This scam should pay Orman handsomely, perhaps up to one hundred million dollars for taking some selfies with Under Secretary Murphy before heading back to retirement on the private island in the Bahamas that she bought with previously scammed money that apparently is still not enough for this greedy, lying sociopath.

Note: I don't yet have details about Orman's current deal with Under Secretary Murphy beyond her strategists also being Murphy's political strategists and donating thousands of dollars to his campaign just before he started proclaiming their favorite scammer as "A Great American" and pushing her scams on our troops. Based on personal knowledge of Orman's prior shenanigans and con artist modus operandi, I would venture to guess that she may have promised Murphy a percentage of the money she plans to make from the military buying her products, perhaps to be given after he retires from the Army. Orman loves to make extravagant false promises that she finds a reason to not put into writing so she can break her word as easily as a sociopath like Suze Orman does -- time and time again (you will see many examples of Orman making false claims and promises in our documentary film). It would be very smart for legislators and government agencies to question Under Secretary Murphy and others involved under oath to find out how this terrible decision was made and approved.

Orman often uses "free" giveaways as part of her scams. She has previously given for free the document kit she's obviously planning to sell to our soldiers to push other scam products, since it is nothing but software that costs Orman nothing additional to give away (and also harvests users' email addresses and most private financial information which they have to trust Orman and her servers with to use the product. But rather than offering these "must have" documentar for free to the military, it appears that she's going to charge them nearly double what the same product has previously cost.

Below is video of con artist Orman on SKDK shill channel CNN, offering to give for free the same documents she is now selling on her website for $90 and other scam-filled products, including a newsletter that got busted by the SEC, as a way of justifying her terribly predatory "Approved" prepaid debit card scam that plundered the poor and middle class by fooling them with blatant, media wide fraud and lies that anyone else would have gone to prison for perpetrating. This included convincing "Approved" card victims with outright fraud that her fee-infested, shoddily run prepaid debit card that lost users' accounts left and right, charging $2 for each frantic phone call to incompetent "customer service" who made more mistakes that sopped up card users' hard earned money, would raise their FICO scores and only cost $3 per month. Neither passionately delivered claim had a shred of truth, yet Orman's political lobbyists made sure she suffered no legal repercussions, even though many are in prison right now for doing far less.





Some press about one of many previous scams from the con artist Under Secretary Murphy is pushing onto our military personnel:


January 9, 2017


Here, I'll add an additional note about Suze Orman's pusher and protector SKDK on this day Politico declared SKDKnickerbocker as the third most powerful player in Washington politics on their "2017 Playbook Power List.” That's ahead of Reince Priebus and Kellyanne Conway.

Over the years, SKDKnickerbocker has become the industry expert of fake news (See many examples in our SCAMMED documentary). While using all their fake news and online trolling resources to strategize against and demonize Hillary Clinton’s opponents with their DNC surrogates, Debbie Wasserman Shultz, Donna Brazile, and others, SKDK coined and publicized the term “fake news” to cover up and distract from the not fake DNC emails that showed real problems, piling more of their own fake news on top and getting their “friends” in high places to push all their distracting headlines, in the same way SKDK's Hilary Rosen was paid millions to make the public forget about the BP oil spil, were hired to lobby for the Keystone XL pipeline, and covered up years of Suze Orman's scams, shams, and shenanigans.

In this section of our documentary film, you will see one of many clear examples of Rosen/Orman's scam tactic of pretending they are fighting against the very corrupt practices they are actually doing. The proliferation of "Fake News" headlines in the same media outlets I'd seen frequently used by Rosen and SKDK to push Orman's scams gave perhaps a clearer view of the shenanigans going on, since I'd just finished producing the film and book, "SCAMMED! Unmasking Suze Orman and Her Crooked Cabal."

Cover-up expert SKDK's "fake news" headline blast came timed exactly with the release of serious misdeeds exposed by the DNC's own emails, regardless of who may or may not have hacked them. SKDK then propped up their more prestigious compliant media outlets, such as Washington Post and the New York Times to be self-proclaimed modern-day arbiters of what is or isn’t fake news.

They also created new online avenues for fake news that their fake and real twitter brigade can respond to with scripted clever come backs (as they did throughout the 2016 election) that generate more fake news in an attempt to craft the narrative to suit their political, corporate, and other clients, including con artist Suze Orman.

This is the muddled mess that brought us President Donald Trump, for better or worse -- I hope better, especially if he really does drain this particular swamp, which would have only ballooned in even more disastrous ways if SKDK's chosen candidate had won. Any intelligent democrat or independent could smell the stench of corruption around Hillary Clinton’s publicity strategies, and many were unable to plug their nose and vote that band of corruption into positions of greater public, social, economic, and political influence.

Along with all that, SKDK apparently bribed the Under Secretary of the United States Army, who is also an SKDKnickerbocker political lobbyist client. Murphy's political career has been significantly propped up by this terribly powerful political-media conglomerate.

SKDK can make or break careers, using the media and their webs of complicit public and political figures, many of whom you will see in our film, showing their loyalty by looking like fools as they help Suze Orman scam the poor and middle class with her "Approved" prepaid debit card.

Now, the same corrupt cabal has unleashed onto our entire armed forces a two bit scammer and financial actress who never took a single finance-related college course, covered by ghostwriters and behind-the-scenes experts. Under Secretary Murphy made this terrible decision after Suze Orman had already been caught lying, giving bad advice, and stealing money directly from the pockets of poor and middle-class citizens.

If you’re reading this and are in a position to do something to stop this travesty before it causes more damage to our troops, our country, and the world, please do it.



The same kit Orman is planning to sell to our soldiers with her "free course" infomercials has not only received a whole lot of 1-star reviews, but also requires people who use the kit to trust Orman and her server with their most personal financial and other information. This, even after Orman was successfully sued for selling information about users of her FICO kits to creditors. Click here to read a court document from that class action lawsuit.


Here's an excerpt from the successful class action suit, giving foreshadowing of the kind of damage our 1.4 million military members might expect after being pushed by commanding officers into "making Suze Orman their financial advisor" (as was suggested during the Pentagon's announcement), and watching informercials that convince our precious protectors to buy more of Orman's predatory products:

 

This Army sham is nothing more than one more way for Suze Orman to fleece U.S. citizens after she's already been exposed as a scammer and removed from CNBC, QVC, O Magazine, and other media outlets, except now she's fleecing our military after her scam pushers paid off Under Secretary Murphy with thousands of dollars in campaign contributions.

 


Drain the swamp and stop these scams!

And used our Armed Forces Personnel as pawns for her scams


This article in Military.com explains that a new requirement was put into the 2016 National Defense Authorization act set the stage for Orman and her cabal to insert their corrupt scammer into our United States military in a shamefully ignorant move that will cause serious damage to our military personnel, our country, and our world:

“A measure included in the 2016 National Defense Authorization Act requires the military services to expand their financial readiness education programs in conjunction with the roll-out of the new blended retirement system.”

Here are two versions I found of this measure in the Act published by the Department of Defense:




What these innoculous sounding requirements have ultimately translated to is, "Powerful political lobbyists wanted to find a way to force the Army into letting their scammer fulfill the new requirement while scamming the troops." Assuming that is the case, it would not bhe the first time SKDK appears to have bribed government officials to push Orman's scams and protect her from prosecution for her financial crimes. (click here for more examples)

Having seen Orman’s political lobbyists bribing, paying off, and even threatening politicians and government officials into playing along with setting up and protecting their scams, I would like to know which legislator made sure this section or amendment requiring a new financial literacy program was put into the 2016 Defense Authorization Act at the exact same time Orman and her corrupt cabal had already tested the waters by scamming the Army reserves, then look for their ties to Rosen and SKDK.

For those who know how to access such information, it could be one of many areas where a proper investigative reporter could undoubtedly find shocking webs and mountains of shady media and political shenanigans beneath the "Suze Orman Problem," with many of the same cast who brazenly degraded the 2016 U.S. presidential election.

Our Citizen Journalism Public Service Documentary Film shows clear evidence of financial fraud crimes that viewers agree should land Orman in prison, with restitution to the poor and middle-class U.S. citizens she plundered. These are the crimes Orman's political lobbyists bribed top Army officials into helping them cover up with false headlines that give false impressions, while Orman heads back to retirement in the private island in the Bahamas she bought with the millions stolen from the public through her many disturbing and unethical schemes.

 

Read the entire book online as a public service


Table of Contents


Introduction: The Suze Orman SCAMvenger Hunt

1: From Waitress to "Financial Expert": Orman's History of Shams and Shenanigans

2: Seducing Corporations, Banks and Billionaires

3: Trumping Up Her Bank Account with a Gold "Pump and Dump" Scheme

4: Distortions of the "Queen Of Crisis": Damaging the Economy for Personal Gain

5: The "Approved" Card Scam and Media Wide Fraud

6: Capitalizing On The Financial Illiteracy of The Poor, Minorities, and the "Occupy" Movement

7: The Scam-Ridden Card's Demise and Cover-Up

8: Sociopathology and a Twitter Meltdown

9: And The Scams Go On…


 

I suppose the good news is that this whole announcement about Orman being a "financial advisor" to the military is a sham, so Orman won't likely be berating and disempowering many of our soldiers in person. Orman has already retired to her private island in the Bahamas, and her "Suze speak" doesn't suggest that she has any plans to do any more than let the armed forces personnel have access to the same "course" that consists of seven videos of Orman reading what who knows who wrote off teleprompters in various colored jackets -- the same infomercialesque course she's been trying to give away for free for over a year.

Just as the good news about Orman's books and articles being written mainly by behind-the-scenes experts and ghostwriters is that at least much of the general information people thought was coming from her was reasonably dependable, in the same way, it is actually a blessing for the armed forces personnel that Orman is not really going to be traveling around the world to visit bases, but is pretending that's something she "hopes God will do."

Once you've seen the documentary film, your Suze Scamdar should be able to tell that Orman's words during the Pentagon announcement were a bunch of usual Suze Orman hogwash. Be sure to play the video at that link to hear Under Secretary Murphy's bizarre and overly laudatory introduction of Orman, similar to Tavis Smiley's gushing in the documentary film, both receiving payback benefits for their "loyalty," not to the troops, but to Suze Orman.

Our film and online presentation should give more than enough credible evidence and documentation to convince any thinking person that this group of hooligans has caused enough damage to our country and world and should be finally brought to justice. Drain the swamp.

 

Some background to Orman's Army/Money Wars scam:

Why Suze Orman and her political lobbyist dirty strategists SKDK needed to use a paid shill in the United States' Army to get out of previous scam residues and protect themselves from proper questions and legal repercussions for Orman's previous financial frauds and crimes that many who have seen the evidence agree should have already landed Orman in prison.

By 2015, Suze Orman's financial frauds were revealed in enough media outlets that some of Orman's longtime enablers, including CNBC, QVC, and O Magazine let her go. Here is one article in the Financial Times' Financial IQ from early 2015 that summarized many points from our film and agreed that there have been numerous serious problems with Suze Orman's advice and practices. It wasn't long after this and other articles about our film were published that Orman was let go from CNBC and the other outlets.

After Oprah gave Orman a throne of untouchability for many years, Orman's main pusher during the past decade has been a far too powerful political lobbyist, media broker, and corporate cover-up PR strategist, Hilary Rosen of SKDK, who received millions to make the public forget about the BP Oil Spill, among a list of questionable deals and practices. These bribers, threateners, schemers, and bestower of increased public influence were also main advisors to Debbie Wasserman Schultz, Donna Brazile and others who have corrupted our elections and the democratic party.

After donating money to delegate Patrick Murphy at least in 2014, based on this OpenSecrets.org report, Rosen and SKDK apparently convinced now United States Army Under Secretary Patrick Murphy to use the good name of the Army to give SKDK's already-exposed con artist and financial fraudster Suze Orman undeserved credibility and an excuse for Orman to bail on fake news shams they had widely publicized to cover up previous scams, many of which are documented in our film and online book.

In this case, Orman and the cabal came up with a big publicity blitz announcing that Orman was leaving CNBC to create a fake, make believe show they called "Money Wars,"  using the word "wars" in foreshadowing of using the Army to get out of that lie upon a lie, upon many other lies that you'll see quite clearly in our documentary film, which is still a tip of the corruption iceberg regarding Orman and SKDK.

The purpose of their fake "Money Wars" show was to make Orman's exit from numerous media outlets look like a positive move rather than resigning in disgrace after being exposed as a fraudster and con artist. In fact, as you'll see even in the evidence I was able to gather mostly from social media for the book and film, Suze Orman has been quite a destructive Bernie Madoff for the poor and middle class, so she and what Chris Cuomo called "the Orman cabal" had to also make sure to keep her away from appropriate scrutiny that would lead to prosecution for financial crimes that many can see clearly in our evidence. SKDK had many government agencies in their pocket to help them push and protect their favorite scammer; the United States Army was just one more.

Orman's press release about this fake, make-believe show from her own website:





This was just one more fake news headline from the same dirty strategists behind our mess of an election in 2016. Anyone paying attention with common sense could see that the idea of Orman choosing to leave CNBC after her massive huge public relations "Approved" prepaid card disaster to supposedly start a ridiculous "Money Wars" show that had no producer or distribution that would have Orman mediating people fighting about money five days a week was just one more "fake news" story put forth in their usual shill media outlets from the same strategists who used the same kind of shenanigans (unsuccessfully because of Wikileaks) on behalf of Hillary Clinton's failed 2016 presidential run.

Anyone in a position of public responsibility who is still pushing this already exposed scammer who was finally dumped by CNBC, QVC, O Magazine, and other media outlets after being debunked in many articles and our widely viewed documentary film, must at this point be assumed to be either ignorant or corrupt, bribed or blackmailed.

When you see the evidence, you too will find it concerning that the U.S. Army is either ignorant or corrupt enough to use such a compromised face and name to push their members into a new retirement program and give undeserved credibility to someone who, along with what Chris Cuomo called, "the Orman cabal," has caused serious damage to many individuals, the United States economy, and the fabric of society.


Enter the United States Army to help Orman continue her scams, shams and shenanigans -- the opposite of protecting our country, with a new twist planned for a big media blitz in early January, before the next administration and Commander in Chief hopefully comes in and squashes this corrupt swamp and finally bring about justice for Orman and her financial fraud victims, and disempowers the cabal that has corrupted the democratic party and media.

The evidence I've gathered shows a piece of a bigger puzzle that is corrupting our country and the world. With such an abundance of undeniable evidence from Orman's media wide prepaid debit card scam and a view into the SKDK machine that was using powerful connections with politicians and the media and fake news tactics to enable Orman to steal money right out of the pockets of the poor and middle class during a economic recession that Orman and her cohorts contributed to causing, I felt an obligation to take time to assemble the evidence into a documentary film and online multimedia book. 

To stop any real news about Orman being booted from CNBC, QVC, and eventually O Magazine after her frauds were made public, the SKDK team announced a fake new show that Orman was supposedly leaving everything all her other engagements to pursue. This fake new show was called "Money Wars," a syndicated show where families, friends, and others would fight about money for five days a week. Intriguingly, the title may have also been intended as a hint that Orman and SKDK were soon going to use the Army as another cover-up shill to rehabilitate her image after many documented financial fraud misdeeds and crimes. 

Orman needed an excuse to get out of that whole "Money Wars" sham. Why not fool and plunder the armed forces to do Orman's dirty work for her? I'm sure this concoction brought more big laughs for Orman and her con artist publicity strategist friends.


Suze Orman

Yes, Suze Orman was able to use the United States Armed Forces to paint a pseudo altruistic picture of why she was going to change from debuting the fake "Money Wars" television show that was never going to happen, to talking to a few army generals, taking some photos, having her ghostwriters put something together, doing a few meet-and-greets, and giving access to some videos she had already created to convince people to buy her products. That three-and-a-half month deal would allow Orman to claim that she is busy serving the United States armed forces PRO-BONO to cover up the fake  Money Wars headline and growing public awareness that she is a SCAMMER. How impressive! Not.

Also worthy of note is the fact that when Orman bragged in her shameful announcement at the Pentagon that she and Home Shopping Network are giving $1 from every purchase of Orman's product, that is just one more scam infested ploy to use the Army to put more money into Orman's pockets. They are donating $1 from a $72 product that has often previously been sold for around $50.


 

Maybe the army played along because she is famous and surely made the usual kind of Suze Orman false promises that they believed, which they will eventually realize were shams, without admitting they were fooled. That's the positive choice of interpretation on the military's behalf, not taking in to accounts the donations paid by Orman's political lobbyist scam pushers to the Army's Under Secretary who signed off on this BAD decision.

Suze Orman

Even though anyone looking at the facts would realize "Money Wars" was a bunch of baloney, that fake story worked to stop news reporters from rightly pointing out that Orman's exit from CNBC was likely connected to her proven frauds. But then, months later, came a need for Orman to get out of the latest scam to cover up a scam to cover up a scam. How would she let all the people waiting for "Money Wars" know that it was never going to happen?

Cue Under Secretary of the Army, Patrick Murphy. Murphy already owed Orman's political lobbyist strategists Hilary Rosen and SKDK, who had donated thousands of dollars to his previous campaigns, and who are known to have the power to give positive publicity and political prestige to those who play along with their schemes.

As you'll see in the documentation below, Orman took some photos, answered some questions, jumped up and down to wish everyone a "Happy Memorial Day," (click the link to see the poor soldiers not wanting to let Orman know that Memorial Day is different from Fourth of July) and promptly used all the cred given to her by Murphy to explain away the "Money Wars" scam as something she was putting aside to focus all her time on the Army, before she did a whole lot of infomercials and other paid shams to continue taking advantage of the American public who had not yet wised up to her nefarious ways.

Suze Orman

Suze Orman


Yes, that's the same Patrick J. Murphy, who is the acting Under Secretary of the U.S. Army. A Google search took two seconds to find that in 2014, Orman's cover-up strategist Hilary Rosen's SKDK gave a donation of $3,500 to none other than Patrick J. Murphy: (Link 9-7), the same Patrick Murphy who is announcing that Orman will be putting her face and name on their new retirement system, which if it is anything like other retirement systems corporations who have used Orman's name on their new retiree programs before, may not be beneficial to armed services personnel.

Note that the Army is pushing their new announcement in just before President Trump's administration comes in. Hopefully the new administration will finally put a stop to SKDK's powerful hold of blackmail and bribery on politicians and the media that is so clear in our film and online multimedia presentation, to bring justice to the many United States citizens who have lost serious amounts of money due to Suze Orman's scams and the damage done to the United States economy through Orman's and SKDK's scams, shams, and shenanigans. It would be a special justice since it was Rosen and SKDK's dirty shenanigans with the DNC that corrupted the 2016 election and led to a President Trump.

CLICK HERE to read an article from the Financial Times' Advisor IQ that summarizes many points from our film.

 

Here you can see from our stats that even while they prepared this announcement to protect Orman from proper scrutiny and justice, Murphy and others at the Army headquarters came to our pages to find out why Orman had not yet been charged with fraud, one of many examples of media and political figures and corporations who have been corrupted by their association with Orman and what Chris Cuomo called, "The Orman Cabal." 

Many who have commented on our film could clearly see that proper justice for her financial fraud crimes would be not more pumping up praise by Patrick Murphy and the United States Army, but a jail cell.


 

 

 

Here is the Army-related section from Chapter 9 of SCAMMED: An exposé about much more than just Suze Orman (full chapter below). It begins with Orman and SKDK having to come up with a new ruse to explain why her fake news "Money Wars" show that Orman and SKDK made up and spread through their usual fake news outlets to cover up Orman's "Approved" prepaid debit card fraud that would have landed anyone else in prison, was never going to happen:

 

Now, Orman had to find a way to officially exit from the "Money Wars" sham, in case anyone did ever ask about the supposed new show. The first published clue that there would never be a "Money Wars" came in an October 2015 interview with the Hartford Courant: (Link 9-6)

Suze Orman

Orman started with this new reason for leaving CNBC, trying to find something besides "Money Wars" to replace one sham with another:

Recently, I closed down "The Suze Orman Show," and the reason I did that I was wanted to know if I am still be happy without recognition and standing ovations.

Then she moved on to this fake project as another replacement sham:

I am starting a new version of an online course, a detailed course, and when that goes on sale there will be a study book that goes along with it. The working title is "Personal Finance 101." I want people to start learning about being smart about finances, no matter how old they are.

And finally, the real reason for this interview:

Q: You mentioned you pulled the plug on your CNBC show. Does that mean you've given up television for good?

A: It depends. Right now we have a show to sell to Warner Brothers called "Money Wars." If it sells, then we will be back on the air in 2016. If not, that will be it for me on television and that's fine with me. I will continue to give talks; speaking can be as lucrative as TV.

One more detail on Orman's real plans that have nothing to do with a show called "Money Wars":

KT and I are building a home in the Bahamas and going to be living there full time, almost. We are known as the "fisher girls" and go fishing every day for five or six hours. We have become very self-sufficient and love it.

Even though I had immediately added an online article predicting that Orman's big "Money Wars" headline was a sham, it didn't give any pleasure to say, "I told you so," when I knew that more people had been fooled, distracted, and plundered by her schemes in the meantime.

But that one little mention about the ill-fated "Money Wars" show wasn't going to be enough. People were asking when the show was going to air—I know by the search terms people used to get to my web pages that many were looking for information about Orman's upcoming "Money Wars" show. Orman and her political lobbyist damage control PR shysters had to come up with a better way to slowly let the public know that there would be no "Money Wars" show after all.

Orman and her political lobbyist cabal came up with a seriously concerning plan. They would get the United States armed forces to do Orman's dirty work for her. She would pretend to be devoting all her time to educating members of the military, so who has time for a Money Wars show.

The good news for Orman is that her political lobbyist publicist protector had donated thousands of dollars to the campaigns of a congressman who had been appointed as Secretary of the Army, where he served from January 2016 until May 2016. Just before he was to leave his post, Patrick J. Murphy knowingly or unknowingly approved Suze Orman's next predatory scheme—to use the United States military to cover up her previous cover up sham of this "Money Wars" show that was used to cover up the prepaid debit card and other scams.

Orman made a deal to sign a pro bono contract that would last three and a half months, by which time she would have covered up everything with the silliest Suze Orman mirage. It did not give me great faith in the intelligence of our military that they fell for this scam.

During those months, members of the military would have access to some of Orman's already produced products, such as watching the videos Orman gave away for free on a whole other scam that involved the Today Show that was intercut with the Pope's visit in a Macavelian play of good and evil, darkness and light. Orman's Today Show giveaway scam was also filled with lies all the way around, but it will have to stay for now on the "cutting room floor of Suze Orman's scams," because this book is getting to be long.

Note that as with most Orman scams, there is zero specific information about this "great work" she's supposedly going to do to "turn all of her knowledge and efforts toward the United States Armed Forces."

Suze Orman

Even though Orman's deal was only regarding the reservists, she posted a big press release that supposedly was coming from "THE PENTAGON."

FOR IMMEDIATE RELEASE

THE PENTAGON – Lt. Gen. Jeffrey W. Talley, chief of Army Reserve and commanding general, U.S. Army Reserve Command, and Ms. Suze Orman, award-winning personal finance expert, signed a four-year gratuitous services agreement Monday that will strengthen soldiers' financial readiness through an informational video series, town hall discussions, base visits, and written material. They will address savings goals, investments, creditworthiness, debt elimination, the Dept. of Defense's newly-developed retirement system, and other questions and concerns facing soldiers and their families throughout different stages of their personal and professional lives.

One point to add is that since 2015, Orman has been living full time on a private island in the Bahamas that she purchased with all the tens or hundreds of millions of dollars she scammed from the public, including being paid by a long string of banks and corporations to disguise their advertisements as trustworthy financial advice.

Orman is basically lending her name to the Army and letting them use some of their materials, with a few appearances for selfies, the fun of having military personnel fawn over her after she's already been exposed as a fraud, and Orman's ridiculous rah rah rah cheer for Memorial Day that she used to sell her products on Home Shopping Network.

When I saw that Orman had been brought on to introduce reservists to "the Dept. of Defense's newly-developed retirement system," it brought a remembrance of soon after Orman and I met in the 1990s, when PG&E paid her $250,000 to convince their employees to take their new early retirement program that, from what I've heard, was in many cases more beneficial to the company than to the employees.

It would have been easy for PG&E to find more qualified financial experts to do the job, but Suze Orman would say whatever they wanted her to say, for a hefty price—the modus operandi that would become an earmark of her career. As Orman's manager Binky Urban said all those years ago, "Great. Finally an author who knows she can't write."

In this video clip of Suze Orman's first recorded scam in action, you can see Orman hiding from the early retirees that she had already been paid by PG&E to meet in the early 1990s. Orman was not technically allowed to be paid again by the retirees, since PG&E had paid her $250,000 at a time when she was unknown, unpublished, and deeply in debt. So she played a Suze scam to guilt them into paying her hundreds of dollars each for a consultation she'd already been paid to give. As you'll see, one of the retirees can smell the scam.

 

Seeing Orman being brought on for similar purposes by the Army made me concerned about what scams she was going to be running on those reservists, along with giving them access to online videos and whatever bits and pieces of useful information her handlers could throw together from previous ghostwritten works without too much effort, in-between her continuing money grabs.

I also had concerns that the Armed forces apparently didn't even bother to do a simple search on this person's name, where they would have easily found many troubling articles and our documentary film, which was the #1 search result for "Suze Orman" on YouTube at the time. Actually, it would be more concerning if the Secretary of the Army and all the lieutenants and other military personnel involved did know about these damning materials, but didn't care.


Suze Orman

By the time the Secretary of the United States Army sent a Twitter post calling Suze Orman "A Great American!" I can assure you that military isp addresses had come to my Orman information page and film numerous times.

Check out this public Twitter message to con artist Suze Orman by Patrick J. Murphy:

Suze Orman

Suze Orman

 

 

Based on Orman's tweet, it appears that this big "armed forces" deal was only for three-and-a-half months, just enough time to cover up the whole "Money Wars" and some other recent and earlier scams and shams. This cover wouldn't inconvenience or require any kind of dedicated effort from Orman, beyond a few celebrity meet-and-greets where she got to enjoy the "celebrity worship," and giving access to her videos and other information. After those few months, she could walk away, leaving the United States Army with less integrity and worse for the wear—as she's done to people and companies along her scamming way.

Murphy was only an interim Secretary of the Army for a four-month stint that ended just two weeks after he knowingly or unknowingly gave credence to a con artist's latest sham and helped her cover up her previous scam attacks on our homeland.


Suze Orman

Yes, that's the same Patrick J. Murphy, who at the time was the acting Secretary of the U.S. Army. A Google search took two seconds to find that in 2014, Hilary Rosen's SKDK gave a donation of $3,500 to none other than Patrick J. Murphy: (Link 9-7)

I don't personally know if any kind of political lobbying was at work in Murphy's extreme praise for Orman and this whole cover up Army sham deal, but Rosen is protective of Suze Orman to a troubling degree, and she is a powerful political lobbyist, whose handiwork you can see in the same kind of fake headlines and dirty manipulations in her association with Hillary Clinton's 2016 presidential campaign, which I think would be much more appealing to voters if it were covered with that stench.

And, wait for it... 3, 2, 1...

Suze Orman

Yes, of course…

If Suze Orman had her way, that one unseen Twitter message would have been the only mention by her to end the Money Wars sham that was made up to keep journalists from reporting the real reason she left CNBC, and soon after, QVC and O Magazine.

The same journalists who never bothered to ask what happened with Orman's bit Approved card "experiment," were also silent when it came to the disappearance of the fake "Money Wars" show, whose headlines they had knowingly or unknowingly published as real news the previous year.

In the Facebook post where Orman confirmed the ending of her "Money Wars" sham with her new "Armed Forces" sham, she had said:

I have decided to turn all of my knowledge and efforts toward the United States Armed Forces. To the men and women who have given of themselves so we can remain free.

So what was Orman really doing during the next three-and-a-half months, while she was supposedly dedicating her time to educating our Armed Forces, pro bono, of course?

A whole lot more scams, shams, and shenanigans! Now brought to you by Hay House Publishers, and featured on the Home Shopping Network.

Here Orman is doing her "pro bono military work" in the sun:

Suze Orman

More of Orman's opportunities were drying up as people started hearing about Suze Orman being a scammer, and finally taking time to look it up and see the evidence for themselves.

But there's always money to be found, so Orman did an appearance at a Real Estate Expo and took on other money making endorsements while supposedly turning "all her efforts" toward the United States Armed Forces, because tens of millions of dollars (or more) just isn't enough. Here is another example of Suze Orman turning "all her efforts" toward supporting our armed forces:

Suze Orman

Suze Orman

Some more selfless work for THE PENTAGON:

Suze Orman

And a hint of more army work to come:

Suze Orman

Orman also obviously signed a deal for some kind of dental plan infomercial disguised as trustworthy advice in May 2016:

Suze Orman

Suze Orman

 

 

Click here to watch the documentary film


 

Click here to download the free ebook

 


 

 

Table of Contents


Introduction: The Suze Orman SCAMvenger Hunt

1: From Waitress to "Financial Expert": Orman's History of Shams and Shenanigans

2: Seducing Corporations, Banks and Billionaires

3: Trumping Up Her Bank Account with a Gold "Pump and Dump" Scheme

4: Distortions of the "Queen Of Crisis": Damaging the Economy for Personal Gain

5: The "Approved" Card Scam and Media Wide Fraud

6: Capitalizing On The Financial Illiteracy of The Poor, Minorities, and the "Occupy" Movement

7: The Scam-Ridden Card's Demise and Cover-Up

8: Sociopathology and a Twitter Meltdown

9: And The Scams Go On…


 

This is an online multimedia book -- throughout the text, you'll find underlined links to videos, articles, and other supportive documentation.

 



Read the full Chapter Nine from SCAMMED! An exposé about much more than just Suze Orman (with some repeated info from the Army-based introduction of this page)

"And The Scams Go On…
"

In 2015, Orman was released from her contract with CNBC. Maybe it had to do with around two hundred articles by financial journalists during the previous few years, finally criticizing her prepaid card and other scams.

Maybe CNBC found some integrity after way too many years, including when they jumped on Orman's deception wagon in a 2004 Chicago Tribune article when asked why it was fine for Suze Orman to violate all kinds of ethics rules that none of their other hosts, journalists, or advisors could.

CNBC's answer, which you can read in chapter two of this book, was that Suze Orman is not a journalist nor a financial expert. She is nothing more than a celebrity entertainer.

Their assertion was confirmed by the Department of Labor's 2016 ruling that specifically excluded Suze Orman, by name, from having to follow their new guidelines requiring financial advisors to give advice that is in the best interest of their clients.

Surprise to all you millions of people who took Suze Orman's financial advice regarding some of the most important personal, business, and family decisions of your lives, thinking she was an actual financial advisor with trustworthy advice.

You must have missed seeing the "for entertainment only" disclaimers next to all those publicist-crafted headlines calling Suze Orman, "The World's Leading Personal Finance Expert"!

Suze Orman


Maybe Orman's quick departure from CNBC had something to do with an early edit of my documentary film that was published to YouTube just a few months before Orman announced that she was going to be leaving CNBC.

Several financial journalists had written articles supporting my efforts and agreeing with the conclusions in that initial documentary. These included a review published in an offshoot of the Financial Times, called Financial Advisor IQ, that offered an excellent summary of the important points in our film. The article was recommended with a link from the Wall Street Journal. (Link 9-1)

Here are some excerpts from Joan Warner's article, "Suze Orman Won't Stop Bashing Advisors," that offered a review of some of the information in our film:

Personal-finance celebrity Suze Orman concluded the final installment of her long-running TV show on Saturday night by telling her audience, "If you want to find the best financial advisor of all, just look in the mirror."

Orman has been blasting traditional financial services since the 1990s, when she began publishing self-help books. (One oft-repeated joke is that "a broker makes you broker.") Don't expect her to stop — another television program is in the works. And despite practices that many have found questionable, Orman enjoys the support of what CNN reporter Chris Cuomo last year called "the Orman cabal."

She worked for Merrill Lynch and Prudential Bache, selling mostly insurance, before starting her own firm in 1987; at some point she got her CFP designation. But her real calling is entertainment of the Jerry Springer variety. The Suze Orman Show, which ran for 13 years, was noisy, self-congratulatory and heavily reliant on public shaming of call-in viewers who, say, coveted a $130,000 car even though they'd saved only $65,000 toward retirement.

You can't fault Orman's central message — that people should live within their means. And you can't really fault her in-your-face style. After all, some clients respond well to tough love. But you can fault the many apparent conflicts of interest that have cropped up over the years. While excoriating advisors who accept commissions and even suggesting that only by-the-hour planners can be trusted, Orman has not only worked as a paid spokesman for assorted financial products but created and sold products of her own.

Most disastrous was a prepaid debit card on the market from 2012 to 2014. Like most such cards, it was positively infested with fees. Worse, Orman promised fans that using it would improve their credit scores — or even generate a FICO score for those who lacked one — as a result of a data-sharing agreement with credit-reporting agency TransUnion. As NerdWallet explained when the card was introduced, there's just no way consumers' behavior with a prepaid debit card can predict or affect their creditworthiness. Orman pulled the plug on her card last July.

A documentary called The Suze Orman Problem: Scams, Shams and Shenanigans (an early title of the film, "How Suze Orman SCAMMED the World"), by a filmmaker who says she helped launch Orman's career, raises questions about other commercial ventures. For example, although she has spoken before Congress about the student-debt crisis in the U.S., Orman taught a class at the University of Phoenix, the country's largest for-profit college. According to The Huffington Post, "for-profit colleges have 13% of U.S. college students, but an astonishing 47% of student-loan defaults."

On her website, Orman sells a "FICO kit" debt-management tool ($50 to $60 a year), an "insurance evaluator" ($30), "must-have documents" ($90 for generic will, trust and power-of-attorney forms) and — my favorite — a water-resistant blue plastic suitcase, with some folders inside, called a "protection portfolio" ($144). In television ads, she has sold General Motors' car-financing programs and term life insurance. CNBC gets around the ethics problems because her program is licensed, not owned.

For a time, Orman also sold an investment newsletter, The Money Navigator ($63 a year), which was eviscerated by Reuters in 2012 and which she got rid of shortly afterward. Consumers who followed her bullish calls on housing in 2007 and on gold in 2012 lost their shirts. And according to the Shenanigans film, Orman has successfully been sued for fraud and for sharing her customers' information with creditors.

Why should practicing, professional financial advisors care about all this? Two reasons. One, in our celebrity-besotted culture, even well-heeled clients may be susceptible to the recommendations of a big TV personality. If a client resists your advice because Suze Orman says nobody should ever, under any circumstances, buy whole life insurance, you can gently remind the client Suze Orman makes money by advertising SelectQuote term life policies.

Second, Orman has enlisted some powerful people to her cause. I don't just mean Oprah Winfrey and Dr. Oz, both of whom promote her products and programs.

I mean Senator Elizabeth Warren, Consumer Financial Protection Bureau head Richard Cordray and former FDIC chair Sheila Bair. (The latter group might be what Cuomo was referring to with his "cabal" remark.) Former General Electric CEO Jack Welch — hardly a mouthpiece for the 99% — likes Orman, too.

That's why advisors should keep an eye on her agenda. It's one thing to warn consumers against hiring an FA who makes house calls. It's quite another to have Washington's ear on the future of the industry.


With this kind of press alerting other journalists, Orman and her cabal knew that announcing Orman's departure from CNBC would be sure to draw more scrutiny. The extra scrutiny would enable more people to find the mountain of critical articles about Orman's prepaid debit card scam, my film about her scams, and other evidence of Orman's scams that could lead to persecution and possible prosecution. Orman and her protectors and enablers could surely imagine the possible headlines: "Suze Orman Fired from CNBC Due to Prepaid Debit Card Fraud," or "CNBC Cans Orman after Whistleblower Film."

They had to find a way to block those headlines with one more make-believe Suze Orman shiny fake headline distraction.

Suze Orman

Note that Orman's publicists, who likely either wrote or requested this article, changed Orman's usual designation from their usual, "financial guru," or "financial expert of the world," to "personal finance TV personality." Perhaps the change was made in preparation for convincing SKDK complicit Tom Perez at the Department of Labor to designate Suze Orman -- by name -- as being nothing more than an entertainer, and therefore exempt from their upcoming ruling requiring financial advisors to be ethical.

Just for fun, check out the same Orman shill publication's overly laudatory article about the demise of her prepaid card scam a few months earlier. They couldn't even bother to change the photo. Maybe they have a "Suze Shill Template."


Suze Orman

Orman's previous retirement claims


I would add here that it is possible Orman's departure from CNBC was her idea rather than a cancellation by the studio. For several years, Orman had been telling journalists about her plan to retire in 2015, either because that was her plan, or to make whistleblowers assume her reign of damage would soon end on its own, without them having to speak up.

Here are some examples of Orman pushing her upcoming retirement:

In this 2012 video clip, you'll hear Orman telling Moira Forbes that the "Approved" card would be her "last stand" because she was going to retire from the financial business in 2015. (Link 9-2)

As we saw in an earlier chapter, Orman also told the Daily News she was going to retire in 2015, close her website down, buy a big boat, and "go fishing." From the Daily News, November 2011: (Link 9-3)

Financial wizard Suze Orman already has her retirement plans laid out. She told us at the recent Friars Club testimonial dinner for Larry King that she plans to end "The Suze Orman Show" in three years and sail around the world: "Unless something wacky happens, I'm 60 now, and I always had a date of 63 that that would be that." Orman said that on her last day of work, her Web site's home page will simply say, "Gone Fishing."

Orman gave more details about her upcoming retirement to Tess Vigeland on NPR's Marketplace in 2012, while pitching her "Approved" prepaid debit card scam to NPR listeners. This excerpts also includes Orman's lie about not taking on speaking engagements, and more: (Link 9-3a)

Vigeland: Well, here's another question from Facebook: You know, lots of folks set financial goals at the start of this new year. They might assume that your finances are in pretty tip-top shape, but did you set any goals for yourself for the year?

Orman: You know, I didn't set any goals for myself. I set this year as the year that I launched the Approve card. And that I didn't take any speaking engagements; I have this whole year clear.

Because the one thing that I want to see happen before I retire -- and I do plan on retiring in about three years from now -- and when that happens I wanna know that I have left my mark on this world in a way that no other personal finance person ever would have done. And that is I want debit card usage to be able to create a credit score so that when children go to college, they don't have to get a credit card just so they can have a credit score, so that maybe one day credit cards become obsolete and we can return to a cash society, albeit on plastic. But that debit plastic gives people credit for the future.

And if I can do that, then that will be a great goal for Ms. Orman to finally say, "Bye bye, I'm goin' fishin'."

Vigeland: Well I've gotta pick up on that. Boy, three years. Tell us what a Suze Orman retirement looks like.

Orman: Yeah, I have a goal there in three years, I'll be 63, almost 64. And so at that point in time, I want to go around the world on a boat. I wanna go around the world on a boat that I help captain. So, I don't want to go on a cruise ship. I want to feel what it feels like to live on a boat, go around the world with K.T., who's my life partner. And girl friend, don't bet against me of that goal not coming true.


A QVC host who worked with Orman in 2014 gave another clue about some of her big plans after retiring:

Suze Orman

Maybe Orman bought an island, or a new home on the islands, to be closer to the millions she probably has stashed away in the Cayman Islands. Because, even though Orman likes to tell the press she is worth around thirty-five million dollars, she couldn't help but brag to a classroom of low-income at-risk youth who had dropped out of school that even estimates of her fortune at fifty million are "way short."

I'm sure all the estimates of Orman's wealth, including that fifty million dollars, are way, way short.

One year before announcing her exit from CNBC, Orman told the Daily Beast that she had almost retired in the summer of 2013, after being eviscerated for her prepaid debit card scam. There was talk at the time that CNBC might not renew her contract due to all the documented fraud, but then they did!

Adam Auriamma at the Daily Beast was the only journalist to ever ask or get any response from Orman or TransUnion about the results of their supposed prepaid debit card "experiment" that cost a whole lot of poor and middle class people a lot of their hard-earned dollars to fund. Auriamma's interview took place just months before the card would close without a peep about it ever again from TransUnion or Suze Orman.

From The Daily Beast, November 2013: (Link 9-4)

A messy brand extension nearly derailed her empire. Now, the loud and proud money guru is hitting back at her critics—and touting her victory over the ‘financial rape' of the poor.

When it comes to people and their money, Suze Orman is never wrong. That's according to Suze Orman. In fact, around the set of The Suze Orman Show, her long-running CNBC series, Orman and her producers like to joke about what they call "Suze witching moments"—instances in which the host's psychic intuition turns out to be eerily accurate…

After the blast of bad press, Orman went uncharacteristically silent on the matter. She hasn't talked about the card since. She stopped defending herself. She doesn't advertise it anywhere, certainly not on her show. "I'm sure most people think that the card is gone," she says with a mischievous smile.

The Suze Orman Show airs new material every week, but the taping schedule isn't too demanding, so Orman and Travis, who goes by KT, spend much of their time relaxing in Florida or sailing their boat (christened the "Approved," natch) around the Bahamas. They nearly retired this summer. "It was over," Orman says. "We were gonna come back and weren't gonna work anymore. And we were gonna announce, this is it, we're gonna live the rest of our lives in the Bahamas."

The card, she says, is "thriving," and broke even for the first time this summer. "TransUnion made a deal with me," Orman says, "so that for two years they would look at behavior on this card—in an aggregate, anonymous way—and see if it determines future behavior."

I point out that it's been just about two years. Any word?

"They are finding out that it does," she says, with a smile.

A representative from TransUnion confirmed the broad outlines of its partnership with Orman, but wouldn't corroborate her statement about the two-year timeline. Nor would the representative make any statements about what kind of conclusions, if any, TransUnion has drawn from its analysis, stating only that the process is "ongoing." Orman declined to give any further details, as well.

The Daily Beast article is also worth reading for examples of Orman's narcissistic sociopathy, including this tidbit: "I don't question myself anymore. If I think it, I know it is true, and I don't care what you say to me. I know my thoughts are true," and, "The only thing I haven't done yet is a Nobel Prize. But I wouldn't be surprised if that comes my way one day."


It is possible that CNBC did not fire Orman, and that she retired on her own—if so, it would be a rare time Suze Orman actually did something she said she was going to do.

Whether fired or retired, there was one problem with Orman's plans. After her prepaid debit card scam was eviscerated by the entire financial press, and with the cat out of the bag that Suze Orman was unequivocally a fraud, an announcement that she was leaving CNBC would be sure to generate questions such as, "Whatever happened to that prepaid card you said was going to raise everyone's FICO scores?" and assumptions like, "Did CNBC fire you for getting caught running all those scams?"

Remember, from the Wikihow's description of sociopaths:

Sociopaths are professional liars. They fabricate stories and make outlandish, untruthful statements, but are able to make these lies sound convincing with their confidence and assertiveness.

Once you see past the Suze Orman façade even a bit, her abundant lies are much easier to see in nearly every appearance and headline.

 

Enter Orman's "Money Wars" sham

What could Orman and her political lobbyist media broker damage control expert strategists do but to pour more lies on top of all the other lies, and trust that whatever fake stories they put out would pass through without notice, and be quickly forgotten as the team replaced the old scams and shams with new ones.

Orman and her co-conspirators must have laughed themselves silly about what they came up with to fool the American public once again: she was leaving CNBC to start a new show called "Money Wars."

"Money Wars" was described a daily Judge Judy style show where Suze Orman would mediate between people having arguments about money. And the press picked up and printed this new batch of hogwash as fact, without a single intelligent question, just as Orman and her cabal knew they would.

Another article at TV First Look gave more details in an article titled, "Suze Orman Is Going From Saturday's CNBC Finale To Daytime TV's Money Wars." The false information began with a whole lot of praise that certainly sounded like it was written by Orman and her cabal.

If you think Saturday's The Suze Orman Show series finale on CNBC will be the financial guru's first step toward retirement, you probably haven't been paying attention to Suze the past couple of decades.

She's a smart, straight shooting, perpetually optimistic financial expert who has been writing books, giving financial advice on radio and TV, hitting the motivational speaker circuit and selling Suze-branded financial products since before people knew what the word "entrepreneur" meant.

Next up for Suze is Suze Orman's Money Wars, a half-hour daytime show from Warner Bros. that's not dissimilar to Judge Judy. Starting in fall 2016, if all goes to plan, Suze will dish out advice to the show's guests twice a day, five days a week.

Regarding this pseudo "Money Wars" show that was obviously made up solely for the purpose of making her departure from CNBC look like it had nothing to do with all the Suze scandals that had already come to light, with many more to come, Orman explained:

This will be different for me. It will tape in front of a live studio audience. It will be a half-hour, Monday-to-Friday daytime show. It will probably air back to back like Judge Judy.

It's called Money Wars. We're calling it a high-conflict-resolution show. It's not like Jerry Springer. Within a short period of time, we solve a problem right then and there between mothers fighting with daughters over money, husbands arguing with wives, bosses fighting with employees and what have you.

They each tell their side of the story. We come up with a solution. Then, there are teaching moments and there is interaction with the studio audience.

Suze Orman

Lying through her inhumanly white teeth, as usual.


For someone who has said so many times that she was planning to retire to an easier life in 2015, it would be an unlikely step to instead start creating, producing, pitching, selling, and filming a daily show called "Money Wars," that she claimed would be focused on the unsavory and boring topic of people fighting about money for five days a week. Even Judge Judy would quickly get boring if all her cases revolved around money disputes.

Anyone with their "thinking cap" on (as Judge Judy might say) could tell that Suze Orman was "peeing on their leg and telling them it was raining," with her fake new "Money Wars" show headline.

Variety noted the vague quality of this announcement about Orman's elusive "Money Wars" show that had no producer or syndication deals; a fake headline show that was already destined to fade into nothing and be forgotten by the same media venues who spread this fraudulent headline, just as they did for all the other Suze Orman schemes and headlines you can find throughout this book and film.

From Variety: "Suze Orman to Exit CNBC for ‘Money Wars' Series with Telepictures": (Link 9-5)

It's not clear yet if the project will be distribbed via first-run syndication or shopped to cable outlets. The series is in the very early stages of development, meaning that it's too soon to target a fall 2015 debut in syndication should Telepictures go that route.

The "Money Wars" concept has Orman helping families, friends and couples tackle the financial and personal issues that are wrapped up in disputes over money.

There's no word yet on a producer, but Orman's longtime partner Kathy Travis will undoubtedly be involved.


 

Suze Orman

A modern-day "Bonnie and Clyde"


The con was that Suze Orman was leaving CNBC to begin a new show called "Money Wars," a show that at the time had no producer, no expected production date, and nothing more than Orman's word, which is worth less than nothing.

A daily show like "Money Wars" would require a lot more time and work than continuing Orman's weekly CNBC show would have taken, with a fairly low chance of success for all those efforts. The required schedule for a daily show would also give Orman less time to spend and enjoy her luxurious life, paid for by all the tens of millions of dollars (or more) that she's pilfered from the public.

As for whether Telepictures was complicit in the lie or actually thought they were ever going to produce or distribute a show called "Money Wars," I would venture to guess that in the unlikely possibility that Telepictures had any agreement with Orman in writing, her shyster cabal made sure it was written to give her an easy path to simply stepping away as soon as the big fake press headline had run its course and kept her free from proper scrutiny.

As a reluctant but generally accurate Suze scam expert, I immediately, confidently predicted that Orman's elusive "Money Wars" show was nothing more than a fake "show" ruse to keep the financial press who had already eviscerated Orman for plundering the public with her predatory "Approved" card scam from writing another slew of articles suggesting she was exiting CNBC in disgrace after stealing millions from the poor through scams, including her "Approved" card that had closed down a few months earlier, stealing more money from card users on the way out. Orman didn't want to open that hornet's nest, but she either wanted to or had to leave CNBC. If people were paying attention, the fake "Money Wars" headline would never have passed muster, but it slid right through.

If she really was going to do a new television program, a more apt show title for con artist Suze Orman would be "Orange is the New Jacket."

Suze Orman

 

Another proof of why Orman was never planning to do a syndicated show is that she had previously tried to launch a syndicated show in 2005, before the Approved card and other scandals. That 2005 syndicated show attempt failed before it even started, after it wasn't picked up by any stations.

Suze Orman


Whether real or also fake, that 2005 syndicated show attempt took place long before all the terrible press about her prepaid card made Orman an unwelcome guest in at least a few of her old media venues by the time of her "Money Wars" announcement in 2014. Nevertheless, that failed idea for a syndicated show now provided Orman and her damage control experts with the idea of a fake excuse for her departure from CNBC.

TransUnion's involvement in Orman's fake "Approved" prepaid debit card experiment gives a glimpse of what her fake deal with Telepictures for the make believe show, "Money Wars," may have looked like:

Suze Orman


As you saw in chapter five of this book, TransUnion played along with Orman's "Approved" card scam, giving only the flimsiest of responses to one Orman friendly reporter of the many journalists who were clamoring for information.

Orman's other debit card partner, Bancorp, never said a word about Orman's prepaid card, until they sent a single woefully incomplete and convoluted letter to card users, letting them know the card was about to close and asking them to quickly spend all the money they'd stored on the card before it closed in one month.

What did TransUnion get in exchange for their support of Orman's profiteering hoax? They received a lot of press as Orman spun her webs of false FICO and TransUnion snake oil throughout the media landscape to fool people into moving money from their banks onto her fee-laden card.

TransUnion also got free access to a whole lot of people's personal spending data through the "experiment" part of Orman's "Approved" card scheme, that gave TransUnion access to the spending habits of Orman's financial fraud victims who opted in to the experiment, believing that doing so would improve their FICO scores.

For those fooled into trusting Suze Orman enough to do any ridiculous thing she suggested, TransUnion and the "Approved" card also charged and received annual fees of $143.40 from card customers to continue having access to their TransUnion report scores after the first year. The same reports, plus reports from Experian and Equifax were easily available for free from Credit Karma and other services, something a decent financial advisor would have told people to do instead of paying nearly one hundred and fifty dollars a year for one-third of what they could get for free. All that bilked money went to TransUnion and Orman directly from the pockets of financially uneducated, mostly lower income victims, in the midst of an economic recession.

Therefore, the fact that Telepictures may have said they were planning to produce or distribute Orman's latest sham, doesn't mean their "Money Wars" connection was anything more than a verbal discussion or non-committal agreement to perhaps do a show that would soon evaporate into that land where all Suze Orman scams, shams, and shenanigans go after she gets paid.

Here Orman gives a clue of what's coming:

Suze Orman

Yes, time will tell, and we already knew what it was going to end up telling, although Orman would use her usual tactics of following big fraudulent headline blasts with silence, once the sham had run its course. Journalists played along and stayed silent about the show's disappearance as they mostly did about the Approved card's demise.

Now, Orman had to find a way to officially exit from the "Money Wars" sham, in case anyone did ever ask about the supposed new show. The first published clue that there would never be a "Money Wars" came in an October 2015 interview with the Hartford Courant: (Link 9-6)

Suze Orman

Orman started with this new reason for leaving CNBC, trying to find something besides "Money Wars" to replace one sham with another:

Recently, I closed down "The Suze Orman Show," and the reason I did that I was wanted to know if I am still be happy without recognition and standing ovations.

Then she moved on to this fake project as another replacement sham:

I am starting a new version of an online course, a detailed course, and when that goes on sale there will be a study book that goes along with it. The working title is "Personal Finance 101." I want people to start learning about being smart about finances, no matter how old they are.

And finally, the real reason for this interview:

Q: You mentioned you pulled the plug on your CNBC show. Does that mean you've given up television for good?

A: It depends. Right now we have a show to sell to Warner Brothers called "Money Wars." If it sells, then we will be back on the air in 2016. If not, that will be it for me on television and that's fine with me. I will continue to give talks; speaking can be as lucrative as TV.

One more detail on Orman's real plans that have nothing to do with a show called "Money Wars":

KT and I are building a home in the Bahamas and going to be living there full time, almost. We are known as the "fisher girls" and go fishing every day for five or six hours. We have become very self-sufficient and love it.

Even though I had immediately added an online article predicting that Orman's big "Money Wars" headline was a sham, it didn't give any pleasure to say, "I told you so," when I knew that more people had been fooled, distracted, and plundered by her schemes in the meantime.

But that one little mention about the ill-fated "Money Wars" show wasn't going to be enough. People were asking when the show was going to air—I know by the search terms people used to get to my web pages that many were looking for information about Orman's upcoming "Money Wars" show. Orman and her political lobbyist damage control PR shysters had to come up with a better way to slowly let the public know that there would be no "Money Wars" show after all.

Orman and her political lobbyist cabal came up with a seriously concerning plan. They would get the United States armed forces to do Orman's dirty work for her. She would pretend to be devoting all her time to educating members of the military, so who has time for a Money Wars show.

The good news for Orman is that her political lobbyist publicist protector had donated thousands of dollars to the campaigns of a congressman who had been appointed as Secretary of the Army, where he served from January 2016 until May 2016. Just before he was to leave his post, Patrick J. Murphy knowingly or unknowingly approved Suze Orman's next predatory scheme—to use the United States military to cover up her previous cover up sham of this "Money Wars" show that was used to cover up the prepaid debit card and other scams.

Orman made a deal to sign a pro bono contract that would last three and a half months, by which time she would have covered up everything with the silliest Suze Orman mirage. It did not give me great faith in the intelligence of our military that they fell for this scam.

During those months, members of the military would have access to some of Orman's already produced products, such as watching the videos Orman gave away for free on a whole other scam that involved the Today Show that was intercut with the Pope's visit in a Macavelian play of good and evil, darkness and light. Orman's Today Show giveaway scam was also filled with lies all the way around, but it will have to stay for now on the "cutting room floor of Suze Orman's scams," because this book is getting to be long.

Orman needed an excuse to get out of that whole "Money Wars" sham. Why not fool and plunder the armed forces to do Orman's dirty work for her? I'm sure this concoction brought more big laughs for Orman and her con artist publicity strategist friends.

Suze Orman

Yes, Suze Orman was able to use the United States Armed Forces to paint a pseudo altruistic picture of why she was going to change from debuting the fake "Money Wars" television show that was never going to happen, to talking to a few army generals, taking some photos, having her ghostwriters put something together, doing a few meet-and-greets, and giving access to some videos she had already created to convince people to buy her products. That three-and-a-half month deal would allow Orman to claim that she is busy serving the United States armed forces PRO-BONO to cover up the fake  Money Wars headline and growing public awareness that she is a SCAMMER. How impressive! Not.

Maybe the army played along because she is famous and surely made the usual kind of Suze Orman false promises that they believed, which they will eventually realize were shams, without admitting they were fooled. That's the positive choice of interpretation on the military's behalf.

Note that as with most Orman scams, there is zero specific information about this "great work" she's supposedly going to do to "turn all of her knowledge and efforts toward the United States Armed Forces."

Suze Orman

Even though Orman's deal was only regarding the reservists, she posted a big press release that supposedly was coming from "THE PENTAGON."

FOR IMMEDIATE RELEASE

THE PENTAGON – Lt. Gen. Jeffrey W. Talley, chief of Army Reserve and commanding general, U.S. Army Reserve Command, and Ms. Suze Orman, award-winning personal finance expert, signed a four-year gratuitous services agreement Monday that will strengthen soldiers' financial readiness through an informational video series, town hall discussions, base visits, and written material. They will address savings goals, investments, creditworthiness, debt elimination, the Dept. of Defense's newly-developed retirement system, and other questions and concerns facing soldiers and their families throughout different stages of their personal and professional lives.

When I saw that Orman had been brought on to introduce reservists to "the Dept. of Defense's newly-developed retirement system," it brought a remembrance of soon after Orman and I met in the 1990s, when PG&E paid her $250,000 to convince their employees to take their new early retirement program that, from what I've heard, was in many cases more beneficial to the company than to the employees.

It would have been easy for PG&E to find more qualified financial experts to do the job, but Suze Orman would say whatever they wanted her to say, for a price—the modus operandi that would become an earmark of her career. As Orman's manager Binky Urban said all those years ago, "Great. Finally an author who knows she can't write."

Seeing Orman being brought on for similar purposes made me concerned about what scams she was going to be running on those reservists, along with giving them access to online videos and whatever bits and pieces of useful information she could throw together without too much effort in-between her continuing money grabs.

I also had concerns that the Armed forces apparently didn't even bother to do a simple search on this person's name, where they would have easily found many troubling articles and our documentary film, which was the #1 search result for "Suze Orman" on YouTube at the time. Actually, it would be more concerning if the Secretary of the Army and all the lieutenants and other military personnel involved did know about these damning materials, but didn't care.

Suze Orman

Then the Secretary of the United States Army sent a Twitter post calling Suze Orman "A Great American!" I can assure you that by that time military isp addresses had come to my Orman information pages numerous times.

Check out this public Twitter message to con artist Suze Orman by Patrick J. Murphy:

Suze Orman

Suze Orman

 

 

Based on Orman's tweet, it appears that this big "armed forces" deal was only for three-and-a-half months, just enough time to cover up the whole "Money Wars" and some other recent and earlier scams and shams. This cover wouldn't inconvenience or require any kind of dedicated effort from Orman, beyond a few celebrity meet-and-greets where she got to enjoy the "celebrity worship," and giving access to her videos and other information. After those few months, she could walk away, leaving the United States Army with less integrity and worse for the wear—as she's done to people and companies along her scamming way.

Murphy was only an interim Secretary of the Army for a four-month stint that ended just two weeks after he knowingly or unknowingly gave credence to a con artist's latest sham and helped her cover up her previous scam attacks on our homeland.

 

 

 

Patrick Murphy is also a client of Orman's corrupt political lobbyist scam enablers, Hilary Rosen and SKDK!


And, wait for it... 3, 2, 1...

Suze Orman

Yes, of course…

If Suze Orman had her way, that one unseen Twitter message would have been the only mention by her to end the Money Wars sham that was made up to keep journalists from reporting the real reason she left CNBC, and soon after, QVC and O Magazine.

The same journalists who never bothered to ask what happened with Orman's bit Approved card "experiment," were also silent when it came to the disappearance of the fake "Money Wars" show, whose headlines they had knowingly or unknowingly published as real news the previous year.

In the Facebook post where Orman confirmed the ending of her "Money Wars" sham with her new "Armed Forces" sham, she had said:

I have decided to turn all of my knowledge and efforts toward the United States Armed Forces. To the men and women who have given of themselves so we can remain free.

So what was Orman really doing during the next three-and-a-half months, while she was supposedly dedicating her time to educating our Armed Forces, pro bono, of course?

A whole lot more scams, shams, and shenanigans! Now brought to you by Hay House Publishers, and featured on the Home Shopping Network.

Here Orman is doing her "pro bono military work" in the sun:

Suze Orman

More of Orman's opportunities were drying up as people started hearing about Suze Orman being a scammer, and finally taking time to look it up and see the evidence for themselves.

But there's always money to be found, so Orman did an appearance at a Real Estate Expo and took on other money making endorsements while supposedly turning "all her efforts" toward the United States Armed Forces, because tens of millions of dollars (or more) just isn't enough. Here is another example of Suze Orman turning "all her efforts" toward supporting our armed forces:

Suze Orman

Suze Orman

Some more selfless work for THE PENTAGON:

Suze Orman

And a hint of more army work to come:

Suze Orman

Orman also obviously signed a deal for some kind of dental plan infomercial disguised as trustworthy advice in May 2016:

Suze Orman

Suze Orman



Bringing the Suze Scams to Home Shopping Network


Around the same time CNBC let Orman go, QVC finally got rid of their financial scammer too, after getting a whole lot of one star reviews for her flawed products, and coming to our online presentation numerous times.

At that point, Home Shopping Network's president Bill Brand (who I knew as a more intelligent guy than to do something like this when we worked together at KCAL-TV) made the unfortunate decision to bring the Suze Scams to HSN, including her usual sweepstakes/contest shenanigans that have brought questions in the past of whether the promised winnings were ever actually given, and to whom.

Orman's previous questionable giveaways included her probably fake $50,000 Money Class contest on OWN that came with a video where Orman read off a few first names with an overly effusive demeanor that certainly smelled like lying Suze Orman running another deception.

Watch the OWN contest announcement and see Orman's deceptive demeanor for yourself: Link 9-8

Oprah had gotten slammed for using a tricky tweet to fool her followers into thinking she was going to give them more money, before revealing that her cryptic question, "Who wants some money" was just a commercial for Orman's Money Class show. It is one more example of Orman corrupting people to be dishonest like her.

In 2016, Orman brought back the same fake contest scheme as she and HSN bribed viewers to buy her crummy product with widely advertised promises of a $25,000 sweepstakes.

Orman used her "financial expert" clout to tell viewers that they "couldn't afford to miss this."

Suze Orman

Like other Suze Orman schemes, the sweepstakes was sent through her publicist's media blast machine, with this description: (Link 9-9)

Would being financially free be easier if you had an extra pile of cash? Enter HSN's Suze Orman's First Step to Financial Freedom Sweepstakes and you could win a $25,000 cash prize that you could use to put toward your mortgage, pay off some credit cards, or whatever else you choose.

What insightful advice from this self-proclaimed, "financial expert of the world," to suggest that people should look for financial freedom by spending fifty-four bucks to enter a sweepstakes contest, even if it wasn't likely to be one more Suze Orman pseudo sweepstakes scam.

Before Orman's HSN product even went on sale, her Home Shopping Network product page was filled with five star reviews, each with the revealing disclaimer that, "Person received free product as part of an internal program," which indicates that they were written by Home Shopping Network employees as part of their job—more Suze Orman deceptions!

Suze Orman

Note that those and many other similar reviews were posted before Orman even sold her kit at HSN, so they were clearly posted by Home Shopping Network employees or friends, with the same 2 out of 2 helpful votes on each one. Looks like a Suze sham!

At this link, you can read a whole lot of one-star reviews from disappointed customers who had actually bought the same basic kit on QVC: Link 9-10

Watch Orman's Home Shopping Network promo, beginning with these narcissistic BS words from the lying SCAMMER herself: "What sets me apart is that I speak in truths, not just words." (Link 9-11)

Suze OrmanSuze Orman

 

Beyond concerns about a financial advisor suggesting that buying a $54 product to enter even a legitimate sweepstakes, a quick look at the legal terms of the contest reveals, as did her previous contest at OWN, easy strategies for Orman and HSN to avoid giving anyone a cent of that sweepstakes money. Here is the full document, a big file that you may have to zoom into: Link 9-11a

An excerpt from the HSN sweepstakes agreement:

On or about April 22, 2016, a random drawing from all eligible entries will be conducted to determine the winner. The winner will be required to execute and return an Affidavit of Eligibility and Release and a W-9 Form (Request for Taxpayer Identification Number) within seven (7) days of first attempted notification. Should the winner fail to submit the required documents within the time allotted, an alternate winner may or may not be selected.

Note that if a winner ever was selected, if that winner didn't jump through those very specific time deadline hoop fast enough, or if Orman and HSN didn't get the information to the right address in time (oops!) HSN and Orman got to keep the money. "An alternate winner may OR MAY NOT be selected."

All sweepstakes determinations will be made by HSN and will be final. HSN reserves the right to terminate the promotion and award the prize in a random drawing from all eligible entries received prior to termination in the event that the promotion is compromised in any way. HSN reserves the right to disqualify any individual determined by HSN, in its sole discretion, of tampering with, compromising, manipulating and/or otherwise inappropriately misusing the sweepstakes or sweepstakes entry process, thereby forfeiting any prize, if applicable.

The sweepstakes was set to begin on March 18 and end on April 15th, giving nearly a month for Orman and HSN to blast out their sweepstakes headlines so people would buy more of Orman's "financial freedom kits" and be entered to win that wonderful $25,000. Spending $54 to enter Orman's sweepstakes is your, "first step to financial freedom!"

Suze Orman

Apparently, there was a way for people to sign up for the sweepstakes without spending the $54, which is a legal requirement for these sweepstakes, but Home Shopping Network made it very difficult to find, hiding an improperly labeled button so far into the system that even people looking for the non-purchase entry couldn't find it.

 

Suze Orman

Even those who paid fifty-four dollars to buy Orman's kit, expecting the purchase to automatically come with chance to win the big "sweepstakes" had trouble getting in.

Suze Orman

The HSN hosts said the big announcement of who won the sweepstakes would come on May 20th, during Orman's next batch of Home Shopping Network appearances. May 20th came and went, but on May 21st, Orman made a big announcement that the big sweepstakes announcement was going to happen at 2 pm.

Suze Orman

Yes! Exciting! I recorded the show to see if Orman's demeanor while naming the winner would look as deceptive as when she tossed out those first names with her lyin' face on for her equally questionable $50,000 dollar Money Class contest on Oprah Winfrey's Network.

I'll save you the suspense. No prize was ever announced in any of Orman's appearances on Home Shopping Network, or ever. Just like all of Orman's other scams, she tossed this sweepstakes sham in the air, milked it for all it was worth, and then let it dissolve and disappear from the public consciousness, knowing journalists and government agencies would be too afraid of her protectors or unaware of what she was doing to even ask or check to see if those sweepstakes and contest prizes were ever given. No mention was made about the sweepstakes again, up to the publication date of this book.

But what about the customers who spent $54 to enter the big sweepstakes? Some of them might want to know who won. Thus came the question of how Orman and HSN could cover up the sweepstakes scam so nobody would even dare to ask whether and who had won. Time for a shiny new Suze distraction scam!

All the better if she could make the distraction sham look altruistic, as Orman had done with that Change.org Senator Warren petition sham that helped cover up the ending of her prepaid debit card scam.

Orman had a great new scamming tool in her pocket—the United States Military. Orman's political lobbyist protectors had convinced the Army reserves to sign that agreement for Orman to take selfies with Army brass, do some meet-and-greets, and offer some of her financial advice videos and other information to reserve members.

Orman bragged on about how she was doing this pro bono, without making a penny, but you know everything Suze Orman does is meant to cover up her scams or put more money into her pockets. This deal with the Army allowed her to do both at once.

What better way for Orman to place herself in a false positive light and make sure nobody would question her sweepstakes prize disappearance than to give a dollar to the military from her $72 will and trust kit (that she'll be selling to our military for $90), a kit that Orman has also given out for free in the past, with questions about the safety of asking users to upload their most private financial information onto Orman's servers, especially given that lawsuit about her FICO kit making more money by selling users' private information to creditors.


Suze OrmanSuze Orman

 

But of course, making money by tellingHome Shopping Network viewers that they NEED to buy her now "charitable" kit is not just about somber giving to our armed services—it's also lots of ear-pulling fun!

Suze Orman

Plundering the public is so much fun! In her HSN appearance at the appointed time for announcing the sweepstakes winner, Orman not only deceptively avoided giving the sweepstakes prize, and not only exaggerated her role with the reservists, but she also put a final nail in the coffin of her Money Wars scam. This is the baloney Orman spewed instead of the promised sweepstakes announcement. (Link 9-12)

So, here's a new part of my life, everybody, that you probably are not aware of, that I'm going to make you aware of now. As you know, a year ago, I shut down my Suze Orman Show, I shut down a whole lot of things, and why did I do that?

Because I decided it was time that Suze Orman serves her country, and that I give back to the men and women of the armed forces, who've literally given their lives for my freedom, for your freedom. So last week I signed a gratuitous—which means I don't get paid for it—service contract with the Pentagon, with the national, you know, the army national reserve, to be the official financial educator of the armed forces.

Once again, Orman inflated and lied about her credentials, just as she has fudged her credentials from the beginning of her career. An armed forces officer saw the HSN clip of Orman claiming to be, "the official financial educator of the armed forces," and explained that such a position would require approval from Congress.

Even according to the fine print in her own press release, that is not even close to the designation Orman received, but who's going to notice or say a thing about Orman's lies now, after all the other lies she's gotten away with telling?

Seriously! Playing our armed forces like fools.

Orman's giddy, excited, and joyful wish that everyone have a "Happy Memorial Day!" in this video that was posted by Suze Orman and some of the military Facebook pages brought some corrections from fans.

Apparently the military folks on hand didn't want to upset Orman by telling her that Memorial Day was a somber occasion, different from Happy Fourth of July. Seriously, watch her over the top Memorial Day party: (Link 9-11b)

Suze Orman

Suze Orman
Suze Orman

Orman also started using the Army in interviews to protect her from scrutiny by critics of her scams.

In May, Australia's Women's Agenda published an interview that Orman actually told the journalist was worth $200,000, since she charges $100,000 for a thirty minute talk—clearly it was Orman who wanted to use the publication to counteract the growing awareness of her scams. (Link 9-13)

Such is the appeal of Suze Orman that she's usually paid $US100,000 for a 30 minute talk, but it wasn't always that way. So when I got to spend a whole hour with this personal finance guru, I felt instantly richer.


Orman herself brought up her critics in this article, as she often does, saying, "I don't say much to my critics anymore, because my critics I can all buy with my little finger." (Does that sound like a normal thing for a trustworthy financial advisor to say, especially knowing how she accumulated all that money?)

Orman then launched into the same frequently recited distortion of the Indian wisdom quote mentioned earlier, which is intended to refer to keeping one's focus on higher spiritual purposes while walking through the yapping of the marketplace. To such a being, Orman is one of the loudest yapping dogs.

In the May 2016 article, Orman explained:

"I have always imagined myself as the elephant and I will keep walking and it does not matter who is yapping at my heels and I will, and I have, got to exactly where I wanted to go."

Orman is priding herself in being like an elephant that keeps walking (or in Orman's analogy, who keeps scamming) while the dogs (those trying to protect the public from those scams) are barking below, trying to warn people and alert journalists and the authorities. ("woof, woof.")

The article also claims that Oprah Winfrey "regards Suze as her personal finance guru," which I'd guess is at minimum a serious stretch of the truth. Yes, I'm sure Oprah is trusting her billions of dollars to a financial actress who never took a single finance-related college course in her life? Wouldn't recommend that, dear Oprah!

In the article, Orman brought up and practically admitted her ploy to use the armed services to keep her free from repercussions for her thieving financial frauds or any future regulations of her scams:

She recalls a Boston radio show called the "I hate Suze Orman Show" which had ratings through the roof as those for and against debated the worth of Suze.

But her advice has never been a problem for regulators. In fact the US Army Reserve has just signed a gratuitous agreement with her to advise its soldiers on money and retirement – a deal that only went ahead on her terms to work for free.

That was Orman bragging that her scams were never addressed by the government agencies entrusted with protecting the public from financial frauds. Nothing like having Hilary Rosen and SKDK for mafiaesque protection.

In June 2016, another article appeared in various Australian media outlets, with a stupid headline backed up with what is now described as Orman's credentials as a US government advisor to the military. That's a lot of mileage for taking a few selfies with Army brass, doing a Q & A, and letting reservists watch your videos for a few months!

From the Herald Sun: (Link 9-13a)

When the economy slows down women do better than men, according to Suze Orman

Orman has advised millions of people, including American talk show queen Oprah, pre and post the global financial crisis.

Ms Orman, who is currently working with the US government to advise military personnel on their finances after service, said the slow pace of global growth was likely to strengthen a woman's genetic tendency to nurture and therefore her work ethic outside of the family home.


Around the same time, Orman's publicity strategist political lobbyist media broker Approved card co-conspirator Hilary Rosen got con artist Suze Orman and her partner in crime, Kathy Travis, tickets to the 2016 White House Correspondent's Dinner.

Suze Orman

Orman should be doing this pose on her way to court to face charges for her prepaid debit card and other frauds, instead of being checked on the way in to such a prestigious gathering!

Suze Orman

The "Cabal" in action

Suze Orman

Suze Orman


You can be sure the Orman cabal made sure many news outlets mentioned Orman's presence at this prestigious event in glowing terms, with a special touch of Orman's sociopathic projection.

NPR put it this way: (Link 9-14)


For personal finance guru Suze Orman, who held court at multiple parties through the night, the entire scene is good — a chance for Washington to be something approaching its truest, kindest self.

"I think people play their roles very well on television," she said, in between snapping selfies with fans. "I think when the TV comes off, everybody likes everybody," commenting on the fact that at events like these you often see Republicans glad-handing with Democrats. "And I think they're all good people... When it comes down to it, they're nothing but people trying to make a buck."


Did you catch that? Orman said that when it comes down to it, all of the respected politicians and journalists attending the White House Correspondent's Dinner are nothing but people trying to make a buck. Talk about sociopathic projection.

The cabal even got Bernie Sanders to pose with the scammer, at the same time that Orman's sponsor, Rosen, was seriously working against the Sanders campaign with a whole lot of dirty tricks during Hillary Clinton's democratic primary campaign.

Hey Bernie, if Suze Orman gave you anything, burn it!

Suze Orman

Lest anyone thought Orman was a Sanders fan:

Suze Orman

It always seems to depend on who is paying Orman and her protector and pal, political lobbyist and strategist, Hilary Rosen, who has been paid big bucks by Deborah Wasserman-Schultz and the DNC over the years, and was apparently brought on again to keep Bernie Sanders from being named the democratic nominee. They wanted Hillary Clinton, and they wanted Elizabeth Warren. It is amazing and scary how this high school style "mean girls" group can gain enough power to potentially change the outcome of an election!

Suze Orman

In this photo from June 2015, It almost looks as though the stylists were intending to make Clinton and Warren look like Suze Orman clones. Maybe it has something to do with the fact that Hilary Rosen is Orman's main protector and a strategist for Clinton and Warren.

Presidential candidate Clinton even wore a Suze Orman style leather jacket in April 2016, when she spoke at an LGBT event for Rosen's most important cause. Perhaps Clinton may have been alluding to Orman's jacket fame when she said, "Don't you love my jacket?"

Suze Orman

Less than two years earlier, SKDK's client was apparently Senator Warren, based on Rosen's "Run Warren Run" campaign and Orman's headline blast that she wanted Elizabeth Warren as president instead of Hillary Clinton (but don't worry, Rosen will make sure Clinton keeps her buddy Suze Orman free from proper prosecution for her financial crimes).

From September 2014:

 

Suze Orman

Warren is obviously still a Rosen client, whether official or unofficial, based on the cabal's political lobbyist and strategist's push to increase Warren's influence status in every way possible, with planted headlines and high prestige rumors. Being familiar with Rosen's style from watching her involvement in Orman's scams, I can recognize her dirty prints on everything from the voter disenfranchisements, to calling the election for Clinton on the eve of California's big vote, to the wordings of Warren's uncharacteristically childish insults toward Donald Trump.

Dear reader, don't you think it's time to clean all this Orman/Rosen cabal corruption up? It doesn't require millions of dollars of investment and detailed documentation and plans or dismantling of huge corporations. Just stop letting Suze Orman and her cabal influence politics and the media. Bring the hand of justice to these unsavory hooligans who have been all too happy to steal from the poor, decimate the middle class, and plunder our country.

Even if they bring money, stop taking that money if it means you have to protect wrongdoing such as Suze Orman's scams. Don't succumb to playing high school games like sending Rosenesque mean tweets back and forth while shill reporters and planted commenters rejoice in watching politicians like Warren get into the gutter to have a mud fight.

Dear Hillary Clinton and Elizabeth Warren, even if their dirty tricks got you what you want, it is a failure to hitch your wagon to these scammers. Take the this great nation's discourse to a higher level than bully punches and false headlines. Show integrity. And the same goes for everyone else who has supported, enabled, and profited from the scams of Suze Orman and her cabal.

I invite journalists and government agencies to use any and all of the research I've offered to inform and protect the public and to bring justice. I also welcome the influential celebrities, politicians, and others who have made the mistake of supporting Suze Orman's scams and shams to help undo the damage that has been done.

Best wishes and blessings to our world. S.K. Janis out.

 

Suze Orman


 

 

 

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